Fun Stuff > CHATTER
When in Rome, do as the Romans do
ChaoSera:
I use my debit card pretty much everywhere I can, regardless of what amount I'm paying. I mostly do this because I somehow feel uncomfortable using cash where I don't need to, because that could leave me without cash further down the road, when I might need to pay something/someone who doesn't take debit cards. Also, I rarely carry more than 30€ in cash around with me, unless I expect of going somewhere where I won't be able to use my debit card for a while (like music festivals).
I don't even own a credit card, as I have no use for it. Most online shops that might require a credit card also offer paying by PayPal, so I'm all set.
Barmymoo:
I don't have a credit card and hope never to get one. I can't really think of any reason why I would have to, to be honest, but perhaps someone can enlighten me.
LTK:
Buying entertainment products from the UK (or even the US) saves me around 30% compared to what I'd be paying in my own currency, and that often requires a credit card. These days I use my credit card almost exclusively for either Amazon or websites that use Amazon as a payment system, such as the Humble Bundle. The rest of the time, it doesn't even leave its hiding place. I prefer to use it over Paypal due to their questionable business practices. It has a limit of €1000, but the highest monthly charge I've ever had to pay was less than €50, and I pay about 3 euros per six months for the card, so I'm happy with it. It's nice to have it as an option.
Pilchard123:
--- Quote from: Barmymoo on 14 Sep 2013, 04:46 ---I don't have a credit card and hope never to get one. I can't really think of any reason why I would have to, to be honest, but perhaps someone can enlighten me.
--- End quote ---
My parents have a credit card that they use only for buying things that could conceivably go sour (mostly online stuff, really). There's an extra layer of protection when you can call on the card provider to fight battles for you as well.
GarandMarine:
I use a debit card exclusively compared to a credit card (actually it's a Visa Check Card, which can be used in both ways, and used any where a Visa is accepted). It is provided free by my financial institution (along with my actual credit card, which I carry as an "Oh fuck" back up). I have not had a balance to be paid on my actual credit card in roughly two years. I vastly prefer paying with plastic over cash though. As long as you stay on top of your financials you don't over spend, it's fast and simple, and you don't have to regularly visit a bank or ATM.
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