Comic Discussion > QUESTIONABLE CONTENT
WCDT Strips 3261-3265 (11-15 July 2016)
TomFoolery:
Is it... actually illegal to not use the insurance money for rebuilding the bar? With home and car insurance you can get compensated for damages without being compelled to actually repair those damages, but no idea for commercial insurance. Repairing to minimal safety standards and then selling the liquor licences and land as-is and taking the rest of the insurance compensation could be a pretty good an probably legal cash-out for the owner unless the bar, as a company, holds a lot of debt (which I guess is typical).
jwhouk:
--- Quote from: Method of Madness on 10 Jul 2016, 20:41 ---Does Dora know about Faye's dad?
--- End quote ---
Yes. She told her and Raven after The Talk. Archive-fu fails me on Tapatalk.
retrosteve:
--- Quote from: BenRG on 10 Jul 2016, 23:16 --- I do like the idea of Renee having a serious freak-out at CoD being a bizarro mirror of tSB. Compare her colleagues with the CoD girls whilst Brun and Emily get into a strange conversation about Clinton.
--- End quote ---
That would be fun, but I don't think it's true anymore! Faye is gone, so no alternate universe Faye. The snark is gone, so their attitudes are both just customer-friendly. And Angus is gone, so the mirror-image funhouse aspect is not there either. They're both selling Dora's coffee. What is left to make CoD look like anything besides another coffee shop?
retrosteve:
--- Quote from: jheartney on 12 Jul 2016, 05:28 ---[Since it'll take at least some weeks to reconstitute the Whale, Brun still needs to find income to cover that time, unless she's got more savings that it appears.
--- End quote ---
In my time here in Edinburgh, I've seen three restaurants burn and be rebuilt. It does happen, but it takes about a year, even if the infrastructure is still partly there. In one case, I knew the owner. Part of that year is fighting with insurance companies, and part is other nightmares like scheduling contractors. I really can't imagine less than a year, though, unless Northampton has a way more dynamic economy and more obliging insurance companies than Edinburgh.
Unless the boss is very well-connected indeed, I think Renee will need a job and a place for the next year.
Edit: P.s. and if he's really all that well-connected, Tahiti looks like a better option.
sitnspin:
--- Quote from: TomFoolery on 12 Jul 2016, 08:02 ---Is it... actually illegal to not use the insurance money for rebuilding the bar? With home and car insurance you can get compensated for damages without being compelled to actually repair those damages, but no idea for commercial insurance. Repairing to minimal safety standards and then selling the liquor licences and land as-is and taking the rest of the insurance compensation could be a pretty good an probably legal cash-out for the owner unless the bar, as a company, holds a lot of debt (which I guess is typical).
--- End quote ---
No, it is perfectly legal. Insurance can get you just a payout, people do it all the time. Which is why insurance fraud is a thing. Your business is losing a ton of money, so you have an arsonist burn it down and collect the settlement. If you couldn't just take the cash, no one would ever attempt insurance fraud.
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