Comic Discussion > QUESTIONABLE CONTENT
WCDT Strips 3466 to 3470 (24th to 28th April 2017)
Case:
--- Quote from: bhtooefr on 23 Apr 2017, 19:01 ---In the US, wire transfers are expensive and something you do when you're transferring huge sums of money (5+ figures), due to the fees involved. We have nothing like SEPA that enforces cheap or free wire transfers.
--- End quote ---
You mean to say that it's vital for US national security interests that the NSA can legally & conveniently intercept every of my transfers, but not yours? :x
When IBAN/BIC-compliant account data first became mandatory for all transfers of state/country employees (AFAIK, they're now mandatory for all transfers that anybody in Germany makes), we'd speculate whether we'd get away with writing "please consult Ft.Meade" on our tax declarations.
(Before that, IBAN/BIC was only necessary for international transfers. Since those are run by SWIFT, which famously grants the NSA access to transfers and with the NSA's famous unconcern for their treaty obligations regarding EU citizen's privacy rights ...)
Skewbrow:
--- Quote from: cesium133 on 23 Apr 2017, 18:56 ---I do, because it's the only form of payment my apartment building's management accepts.
--- End quote ---
I feel sorry for you. I haven't had a checking account since ... since I left the US in '90. You have really advanced as a nation since. :evil:
Method of Madness:
I have a checking account, but despite the name, it's really more of a debit card/ATM account.
Case:
--- Quote from: Method of Madness on 24 Apr 2017, 06:59 ---I have a checking account, but despite the name, it's really more of a debit card/ATM account.
--- End quote ---
Google translates "checking account" into "Girokonto", which is what I have - i.e. an account designed for easy access, high liquidity, with low fees, but typically also one that offers low interest rate, or none - but I haven't written a check my entire life.
I remember my Dad doing that in the 80s/90s ... (click to show/hide)Transactions in checks (# of checks/volume):
393,3 Mil./ 986,5 Billion € in 2000
108,9 Mil/ 602,3 Billion € in 2006
21.2 Mil. / 0.153 Billion € in 2015
Nonetheless, in terms of transfers, my "Girokonto" doesn't differ from other types of accounts - it's the same system (i.e. IBAN/BIC protocol in the SEPA)
pwhodges:
That's simply what in the UK we call a "current account" - an account used for "current" transactions, rather than one used specifically for saving or credit.
The government is trying to end the use of cheques, but has had to delay the end date because of resistance. We can no longer use a cheque guarantee card, though.
http://www.bankaccountadvice.co.uk/cheques-being-phased-out.html
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