Comic Discussion > QUESTIONABLE CONTENT
WCDT Strips 3821-3825 (3-7 September 2018)
OldGoat:
--- Quote from: pwhodges on 07 Sep 2018, 11:42 ---. . .I guess the difference in how pensions (and medical care) are handled in the UK and the US also feeds into the decision about how important a savings account is.
--- End quote ---
How shall I put this without being overtly political? When it comes to health care funding, the US may as well be a 3rd or 4th world country. For even the most highly paid wage earner even a moderately serious non-work related injury or illness can easily become a financial catastrophe, rapidly draining years of savings and investment.
wlewisiii:
--- Quote from: OldGoat on 07 Sep 2018, 18:33 ---
--- Quote from: pwhodges on 07 Sep 2018, 11:42 ---. . .I guess the difference in how pensions (and medical care) are handled in the UK and the US also feeds into the decision about how important a savings account is.
--- End quote ---
How shall I put this without being overtly political? When it comes to health care funding, the US may as well be a 3rd or 4th world country. For even the most highly paid wage earner even a moderately serious non-work related injury or illness can easily become a financial catastrophe, rapidly draining years of savings and investment.
--- End quote ---
It's easier to plan on the ER and eventually filing bankruptcy. Illness will kill you one way or the other.
Annemoon:
My saving's account started when I had been saving for two years to get and Xbox at 14 or something
(I had virtually no income and most upgrades consisted of getting money for my birthday from grandparents and washing cars and such).
So after two-three years, approaching my birthday I had finally gathered enough funds (well including the expected 10 euro's from grandma) to get myself an xbox! Which means as a present, I could ask my parents for a simple game for my birthday.
Well.. after which parents were so proud they just gave me the xbox. ANTICLIMAX much. (I was sorta pissed about this) :')
But that's where my saving's account started :') I suddenly had 250 euro's to put in there.
I have been a bit of a hoarder since.. but student me was very glad for high school me who just put 80% of my side job earnings into this account.
That shit gives you a buffer when something unexpected happens, which makes it so much easier to handle big setbacks.
I made the rule that this base level fund would be my "artificial zero", if I would go below this I would be "in the red numbers",
which I stuck to with some small health or similar related exceptions. (saves you a lot of money on interest to the bank)
Just mentality also makes one hell of a difference i guess. Although I'm the first to admit I grew up relatively privileged anyway.
One of which is living in a country in which setbacks are never as bad as in the US, especially health related.
A massive extra medical bill is more like max +/- €350 for me.
wlewisiii:
--- Quote from: Annemoon on 08 Sep 2018, 04:36 ---One of which is living in a country in which setbacks are never as bad as in the US, especially health related.
A massive extra medical bill is more like max +/- €350 for me.
--- End quote ---
Well, that's the benifit of living in a civilized nation. In the US we can't have nice things because we don't live in western civilization; just a pretense of it a millimeter thick.
Is it cold in here?:
Global Moderator Comment No argument, but this is an issue that hurts so many people that I'm afraid it will take over the WCDT if we continue talking about it here.
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