Comic Discussion > QUESTIONABLE CONTENT
WCDT 17-21 May 2021 (4526-4530)
oddtail:
I think we can guesstimate now how much Marigold has made.
Her student loan was probably to the tune of tens of thousands of dollars. And we know it took a noticeable chunk of what she had, but judging by the phrasing, not most of it.
So we can guess she made money that's, in total, in low-end hundreds of thousands of dollars. Assuming she made that money over many weeks, that's a "holy crap a shitload of money" kind of money, but still not "she's set for life" kind of money.
Although if she kept making that kind of money over the next many months, she probably *would* be set for life if her living is not extravagant.
(BTW: correct me if any of my assumptions are incorrect here. I'm aware of American costs of living in broad terms and know both the median and mean salary in the US, but I live in a country where those numbers are significantly lower - and I don't make much even by standards over here - so my perception of how much money is "a lot of money" will be necessarily skewed)
EDIT: US student loans and just how MUCH they are is still something nearly impossible for me to wrap my head around. Not *all* college is free here, but you *can* reliably finish university around here without going into any significant debt (or if you have a fairly decent part-time job during your studies or live with your parents or whatever, no debt at all). Certainly not debt that you might still be paying off decades later.
Perfectly Reasonable:
And it had to be that shade of green. Jeph is very careful with his colors. Notice how May owns that side of the room. The other side is all about warm colors.
Gyrre:
I wonder if that Hanners face in panel one is available as an avatar yet?
dutchrvl:
--- Quote from: oddtail on 17 May 2021, 02:44 ---I think we can guesstimate now how much Marigold has made.
Her student loan was probably to the tune of tens of thousands of dollars. And we know it took a noticeable chunk of what she had, but judging by the phrasing, not most of it.
So we can guess she made money that's, in total, in low-end hundreds of thousands of dollars. Assuming she made that money over many weeks, that's a "holy crap a shitload of money" kind of money, but still not "she's set for life" kind of money.
Although if she kept making that kind of money over the next many months, she probably *would* be set for life if her living is not extravagant.
(BTW: correct me if any of my assumptions are incorrect here. I'm aware of American costs of living in broad terms and know both the median and mean salary in the US, but I live in a country where those numbers are significantly lower - and I don't make much even by standards over here - so my perception of how much money is "a lot of money" will be necessarily skewed)
EDIT: US student loans and just how MUCH they are is still something nearly impossible for me to wrap my head around. Not *all* college is free here, but you *can* reliably finish university around here without going into any significant debt (or if you have a fairly decent part-time job during your studies or live with your parents or whatever, no debt at all). Certainly not debt that you might still be paying off decades later.
--- End quote ---
I'd say that's a reasonable assumption, although I think low-end 6-figures is more towards the max of what she may have right now. I'd estimate it ballpark 40-60k myself. A shitload of money for sure, but not exactly set for life (yet)
I hear you on the student loan BS in the US. I finished my MS with about 20k in debt, and that was definitely on the higher end of debts people in NL have when they graduate, and that was a combo of "took 7 instead of 5 years" + "1 of extra 2 years was spent abroad and therefore less frugally lived" + "no assistance from parents despite also not qualifying for max gvt assistance".
AFter moving to the US, I felt a lot better about that debt because it was generally laughed away as "haha that little, who cares!".
ALso, one of the crazy things to me about student debt in the US is the ridiculous interest rates. To compare: student debt in NL generally carries an interest rate of < 3% and goes further down every 5 years. Example: I (graduating around 2002-2007) started with 2.8% interest, which went down to about 1.5% after 5 years and almost 0% after 10 years.
FOr anyone who graduated in the past 10 years, interest rates have been effectively 0% for most of those 10 years...
Tell US students about that......
Wingy:
--- Quote from: oddtail on 17 May 2021, 02:44 ---So we can guess she made money that's, in total, in low-end hundreds of thousands of dollars. Assuming she made that money over many weeks, that's a "holy crap a shitload of money" kind of money, but still not "she's set for life" kind of money.
Although if she kept making that kind of money over the next many months, she probably *would* be set for life if her living is not extravagant.
--- End quote ---
US banks have a "know your customer" law to deal with. Large (over $1000) cash transactions require extra scrutiny before they are allowed to proceed, etc. So a wad over $100,000 flowing into Marigolds account would probably set off several flags, including the local FBI and IRS offices getting involved to ensure proper taxes are paid and this isn't the result of some illegal activities. *I've been bit by this myself.
As far as getting set for life, that kind of money is on the order of $3,000,000.00 for a minimalist lifestyle, and $5,000,000.00 would be a little more comfortable. That's not the kind of money Marbear is looking at given what we now so far.
* My wife and I were buying a new house. Since our old one hadn't sold yet, we arranged to sell some investments and had the money funneled into our checking account a month in advance because I knew about the wait time requirements. On the closing day, we arrived at the bank an hour earlier than needed, just in case, because I knew we had to produce a check for the remainder of the sales price, and it was going to be on the order of $200,000.00. When we requested a cashiers check for the amount, even though the money had been sitting in the account for a month and was clearly marked as available on their terminal screen, they just about flipped their collective lids, brought out three extra sets of paperwork, and had to get the check approved by a 3rd-line manager (who wasn't there and therefore the second line had to exercise her delegated authority) before they would print off our money. All this even though I had discussed the situation with the branch manager a month in advance and was following the protocol then laid out and even then they weren't happy about it until I pointed out, rather huffily, that we were running out of time to make our appointment at the realty office. Closing was uneventful and the check cashed just fine, so I suppose I'm happy. I was glad I had planned for extra time however.
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