I assume the 'bloat' Akima referred to is what is commonly called 'feature creep.'
All a skilled photographer really needs is a way to control aperture and shutter speed, a built in meter, and a way to tell if the image is in focus.
Most of the SLR's that are sold today, digital or otherwise, have so many metering modes and other settings that most users have no idea when to use what.
Skilled is the key word here. My experience as an unskilled camera-user is that a lot of the features are there to cater for the (rare) occasions, where automation fails. Such as the need to use a fill-flash, autoexposure lock, or off-center point of focus. Undoubtedly a skilled photographer gets better results by setting everything manually.
I bought my first autoeverything camera a few months before my son was born (you saw this coming, din't ya). Then I learned the hard way that there are these well documented easily identifiable situations, where the automatic mode of operation is inadequate. The problem was, of course, that my camera didn't have the necessary features to remedy these problematic cases.
So when the time to upgrade came, I knew what I wanted. My current (still analogue!) camera has all the features I can ask, and all these built-in programs for scenic shots, night-time.... Unfortunately the kid's growing at a slower pace now, so I haven't really had the need to learn about all these features
Is this horse dead, yet? I apologize for the attempt to beat some life into it.