Thanks IICIH? and awkwardness.
Romneycare is just Obamacare at the state level.
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If your employer doesn't provide health insurance as a benefit, the only way to get it is to buy it yourself or to be poor enough to qualify for indigent health care. Buying it yourself is cost-prohibitive and Mass. does not enough to subsidize the purchase.
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So it's advertised as universal coverage but if you work as a bar back you might get stuck in the middle between being poor enough for state-funded insurance and being rich enough to buy a private plan.
Okay. This much makes sense, thanks.
What it does is require you to show proof of coverage to get your state income tax returned to you...
Okay... not totally clear. "your income tax returned to you? I can only assume you don't get your
entire income tax returned to if you have coverage. Can you be more precise?
Does it mean that a portion of your tax is some kind of a health care levy which is returnable only if you can show proof of health care coverage?
Buying it is legally required, to make sure there are enough healthy people paying in to meet the costs of the people with pre-existing conditions.
It's just a requirement that you are covered ...
Again, can you be more precise? It doesn't sound to me like health care is exactly
required... only that you have to pay a tax penalty of some kind if you are not covered. Is that right? It sounds like Australia's
Medicare levy surcharge (except that everyone is covered by Medicare, regardless of whether you have private health insurance or of how much you earn).
So to go back to the original post:
... she might not be eligible for free care(MassHealth) due to her making too much and she might not be able to afford to buy it. So she actually might not have ANY health insurance and what she might get from the state in taxes is a fraction of what she'd have to shell out for health insurance costs.
Okay, I get this now (except for the "what she might get from the state in taxes" bit - the state pays her taxes? do you mean... no, I have no idea what you mean).
Point of order from a resident: it's only a requirement that you HAVE it, not that you GET it.
DEEPLY CONFUSING but maybe I should just give up on this sentence.
I probably understand enough for the purposes of the conversation anyway, so thanks.