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financial independence

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jhocking:
Good point, and that's why I said to be cautious, not that one kind of dependence always implies the other. Basically, the considerations you describe are all part of my point about the distinction between actually deserving the money from your parents and simply being a leech.

Learning to cook your own meals and do your own laundry while living in an apartment paid for by your parents? Not a leech.

Partying every night and never going to classes while living in an apartment paid for by your parents? Leech.

Bowers:
I'll be taking the leap to university and financial independence as of September and at the moment I'm shitting enough bricks to actually build myself a house to live in for the duration of my 3 year course.

The plan was for this summer was to, after I'd finished all my exams, get a couple of jobs and save up in preparation for my first year of uni. As it turns out things haven't gone exactly to plan. I have been unable to find any job in my local area due to a certain amount of laziness on my part and bad luck, it's not that I haven't tried to find a job, I really have, the fact is though that there just aren't enough jobs in my local area to go around and those employers that are looking to hire people are looking to hire people in late August/September (when I leave to go to uni) or for people with experience (of which I have very little of).

It's come to the point where September isn't really that far away and if I tell a potential employer that I leave for uni in September they will simply not hire me, there's not really any point. So at the moment I don't even have enough to support my summer social life never mind start a new life in a new city where I am financially on my own. This will also have a knock on affect for when I get to uni as when I try to apply for a job in the local city there will be 1,000 other students to choose from to employ with far more work experience than me.

There is some relief in the fat that I am getting a loan from the government to cover my tuition and accommodation fees which I will start paying off when I am earning 15,000 a year. I am also getting a £600 non-repayable loan from the government due to the state of my parents income, but to be honest I can see myself pissing this all away in the first month.

I guess it comes down to the fact that I am going to have to rely on my parents a fair bit, although I would like to be as independent as possible for as long as possible, it'll be a great experience for me.

I do not feel any resentment for those students who are going into higher education with the help of their parents. One of my friends (who is a bit of a mummy's boy) is very...well off lets say, was given £1,000 for his 18th birthday, has worked all summer at his Dad's office doing a 9 till 5 shift filing papers and has made over £3,000 from this and is also getting another £1,000 from his chosen university if he gets straight A's (which he will), and good for him.

I cannot wait to go to uni, I just hope I will have a little money in my pocket to help me get started and the support that I am inevitably going to need in the long run.

Thlayli:
I've been unemployed since I got my Bachelor's in Business a year and a half ago. For the last year or so, I've been getting passed up for jobs in favor of people who never even bothered to go to college, because having a degree means they'd have to pay me a slightly higher salary. I have some savings left from various jobs I worked while in school, but am now having to sell my car for less than a tenth of its actual value because I can't afford to keep fixing the brakes. Since I don't have a paycheck to qualify for an apt lease, I'm crashing with my parents, in an area with little to no public transportation, no sidewalks, and the closest business of any sort is at least four to five miles on foot.

I'd be a huge advocate of financial independence for those lucky enough to have that as an option.

supersheep:
I am really looking forward to financial independence, to be perfectly honest. My folks have been good enough to cover most of my living expenses during college - rent and foodstuffs - supplemented by my earnings throughout the year, and they will next year too, when I will be finished my degree. I've only been financially independent this summer and last, which was nice, and as soon as I'm finished in college I want to go back to that. I'm really grateful to my folks for what they've given me, as it'd be impossible to work and study and go to class and get the result I want/need to. Nonetheless, with my sister going to college next year and the fact that I'm currently leaning towards, there is no way I will let them pay for my postgrad studies. For one, it'd mean that I might never actually go out into the real world. Plus, working for a year or two would mean that I could afford some nice things, live in a nicer house, and generally be able to do some things I never could if my parents were paying for stuff.
Having my parents pay for everything makes me feel weird. I like not having to work, of course, but then again, there is an obligation to live up to their expectations and act in accordance with their wishes. Not that I mind that much, but I'd rather not have that feeling hanging over me. Plus, I look at some of my friends who are paying for everything themselves and feel a little ashamed at how lazy I am, especially my mate who dropped out for a year but is now living away from home, owns a car, is assistant manager or similar in a restaurant, and is coming back to study in October. On the other hand, another friend is getting his rent paid for him during the summer, despite the fact that it is nearly what I get for rent and living expenses every month, so I guess I am not too bad.

NarwhalSunshine:
My dad wants to pay for my college since his parents wouldn't pay for his so he had to quit and I only make minimum wage.

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