At certain times, I don't mind using the iPod buds. They provide music and at the same time I am able to hear what's going around me, so they work for walking to class or hanging with friends. If I'm going to be at a loud place but want to concentrate on my music, like a train or walking thru the city, I'll wear my in-ear buds. It's amazing how much I have to turn up the volume on my iPod Touch when I have the iPod buds in (and the iPod buds always like to fall out of my left ear for reasons unknown).
I like to think I take excellent care of my things, but I have had the same thing happen to three different pairs of the iPod earbuds. After several months of use (or in the case of the last pair, four) one of the buds just come apart. I doubt it's something I'm doing but the buds seem to detach in pieces, with the part with the wire connected to it in one hand and the part with the silver on it in the other hand, and the insides of the little speaker in between. It kind of pisses me off (now that I think of it, I should have brought them back to the Apple Store to see if they would replace them, since every instance has been under a year, but oh well).