Fun Stuff > CHATTER
There oughta be a law!
Bluesummers:
I've had my bank charge over $300 in fees just because I overdrew my account by $20. They charged by transaction, and they ordered finalized transactions on my statement which would appear on the same day, by their monetary amount. Instead of by when they first were charged to my account. So a simply re-ordering of transactions would have resulted in a single $35 fee, not $315.
I asked them why they do this, and they said "Well, we don't want your biggest purchase to get declined because of insufficient funds, so we put that first. What if it was your mortgage?" But they don't decline any purchases. They approve any purchase made, knowing full well that they get to charge $35 for each one, regardless of the purchase size.
The only state they don't do this in, is Nevada. Because Nevada state legislature actually has laws against that shit.
So fuck you, Bank of Murricah. You go die now.
bainidhe_dub:
You might be getting some of that back: www.bofaoverdraftsettlement.com
nekowafer:
Yeah I haven't had that issue lately with BofA - I just get one overage charge. Though I have it linked to my savings account so it can just take money out of that, and only charge me a $10 fee.
henri bemis:
Ugh, BoA. I keep meaning to switch because they've pulled that shit on me, too. I'm surprised they don't try to charge overdraft fees for not being able to cover the overdraft fees. They certainly don't give a shit about anyone's mortgage. They could at least be honest and say "Yeah, we just get shitloads of money this way."
Bluesummers:
--- Quote from: bainidhe_dub on 13 Dec 2012, 06:06 ---You might be getting some of that back: www.bofaoverdraftsettlement.com
--- End quote ---
HAH. Indeed, I did get a settlement check. It was for SIXTEEN FUCKING DOLLARS. No, I'm afraid they'll never fully repay their bullshittery.
--- Quote from: henri bemis on 13 Dec 2012, 13:21 ---Ugh, BoA. I keep meaning to switch because they've pulled that shit on me, too.
--- End quote ---
Try TD Bank. Nice policies, very flexible hours.
--- Quote ---I'm surprised they don't try to charge overdraft fees for not being able to cover the overdraft fees.
--- End quote ---
They used to, before Obama put a stop to it.
--- Quote ---They could at least be honest and say "Yeah, we just get shitloads of money this way."
--- End quote ---
They really do. They make more money off of overdraft fees than they make on mortgage interest or credit card interest. It makes me want to turn my back on the entire capitalist machine, and punch Ayn Rand's corpse in the fucking face.
Navigation
[0] Message Index
[#] Next page
[*] Previous page
Go to full version