From the discussion, “a LOT a lot” isn’t enough to retire on. It’s not PewDiePie money. “Put some towards savings” means they’re thinking of it in terms of continuing income, not a lump sum to live on.
Let’s say you suddenly made $100k from a month of streaming. $100k a month means $1.2 million a year, which is enough to live a life of moderate luxury, but $100k by itself isn’t going to set you up for life, and you definitely should save most of it.
In contrast, $10 million is won-the-lottery money. Sensibly invested, that’s enough to live on very comfortably for the rest of your life. The conversation in today’s strip would be completely different.
If we’re talking $100k, Marigold’s reaction is a bit irrational. There are, as starkruzr said, a lot of basic expenses that $100k won’t begin to cover. You don’t start fretting over Sonic The Hedgehog swimming pools until you’ve blown way past enough money to buy a house.
Yet, it’s kind of believable. If you’ve been scraping by, it’s easy to see $100k as infinite money. It’s a lot of money for now even if it isn’t a lot of money for the rest of your life.