Nodaisho, did you mean the shadow on this one?
Because that is a belt.
Oh, I see the belt (and I can tell it is cinched down pretty hard), I'm talking about the shadows, I can't figure out what kind of setup would get shadowing like that. It seems like if there was a light shining on her upper left (upper right of the picture), at least some of the light would get down to her legs, but they are strongly shadowed, aside from where a bit of light gets through between her shins.
The one that has the funny-looking boob is the 4th one, the black bad girl dress. The way she is standing moves her right side higher than her left, and the dress didn't move as much as her chest did. I would hope that they would make the dress fit the model as well as they could, it should fit her better than it would fit a random buyer, but the way she is standing brings her partway out of the dress.
edit: Ballard, the problem finding something that looks good with super-skinny jeans (aside from the obvious) is that a good part of insulation is trapping air in with you. Your body heat keeps the air warm, the insulation keeps the warm air from getting out. Maybe get a long underwear top and stick with the peacoat? How cold are we talking about here? I don't know how cold it gets in NY. My insulation experience tends to be for people that are going out in the mountains, not going around town, I figure you don't want to wear moisture-wicking long underwear, a fleece, a softshell, and a hardshell.
Maybe a leather jacket? They can get really warm depending on the lining.